VaultLedger — Confident money, built around your life

Make decisions that compound. VaultLedger blends rules-based automation, scenario forecasting, and gentle nudges so you save smarter, clear costly debt, and invest without analysis paralysis.

Stable Forecast Projected buffer, liquidity, and stress-tested outcomes

Core features that change daily behavior

Prioritized tasks, micro-automation, and scenario toggles reduce friction. Tailored rules route savings into goals while keeping a safety buffer dynamically adjusted by your calendar and pay rhythms.

Automated prioritization: pay high-rate debt, keep liquidity, and seed investments.
Forecast lens: stress, best-case, and conservative scenarios with one slider.
Policy engine: create custom money rules that run in the background.

Gallery — real flows, playful UI

Animated timeline showing savings allocations

Arcade-styled progress lanes, diagonal separators, and playful microcopy encourage regular wins. Each lane maps to a goal or debt bucket and pulses when rules act.

What people say

"I paid off high-rate debt two years sooner and still had an emergency buffer. The advice feels human, not preachy."
— Nora, freelance designer

"Forecasting removed my anxiety before big moves. I can see scenarios and choose one that fits my life."
— Samuel, startup operations

Impact at a glance

$1.2M+

collective saved this year

67%

users who automated debt reductions

faster goal momentum vs spreadsheets

Ready for a plan that adapts?

Try a guided forecast and keep your buffer intact while growing progress.

How it works

1. Snapshot

Connect accounts and pick horizons. The system recommends a safe buffer by default.

2. Policy rules

Set rules like "pay extra when balance > X" or "prioritize interest above Y%" and let automation run.

3. Scenario slider

Slide between conservative and optimistic paths to see outcomes instantly.